‘Just spend less than you make and you’ll live happily ever after’.

As you know, we get better results when we look at the positive side of things and can encourage people to take action because they are inspired and motivated. When you constantly hear ‘don’t do this and don’t do that’ a flash back to the 70’s rebellious years immediately comes to my mind. There was a reason why the Super Tramp song with these lyrics was so popular with youth: because they want to hear something about what they can do – not what they can’t do.