You take charge of your financial future by asking questions and documenting the answers you receive, the plans you make, and the actions you follow. It is easier to sit back and be a passive participant in life by accepting your wage; carefully setting aside your pennies into safe, secure savings; avoiding spending money, and settling into a life of modest means.  Along with this comes the acceptance of the advice you are given. Hopefully, it all goes well because if it doesn’t, you are not at fault because you just did what you were told. This is a way of life that can financially destroy people with only the unscrupulous people or ‘the system’ to blame for the outcome.

When you are an active participant in your financial decisions, you get better results because you take responsibility for the outcome. This means doing your own due diligence by reading the materials you are provided; by asking questions and understanding the advice you are receiving to the point that you can communicate it to someone else; and taking the time to learn underlying basics affecting the financial side of your life. You get better results because you are more confident in your decisions and you know what results you are looking for so will only accept options that will provide you those results.