Buying a home, whether for the first time or the seventh should be an exciting time filled with anticipation. But factor in rising prices, bidding wars and varying availability and the thrill of it all can be easy to miss!

Our simple goal is to help create the best, low-stress home buying experience in Ontario.

As a licensed Mortgage Agent, Heather Johns is not committed to any lender.  Our team is committed to our clients and to offering them the best service while delivering the very best mortgage rates.

For both Residential Mortgages and Commercial Mortgages our team of top specialists provide expertise and insight while our diverse line-up of lenders delivers great rates for borrowers of all types.

Count on us for fast, all-star service, pre approvals, answers to all your mortgage questions and, of course, amazing rate options.

Our full range of services include:

• Residential Mortgages
• Refinances
• Switches
• Pre-approvals
• Home Renovations & Construction loans
• Secured lines of credit and home equity lines
• Debt consolidations
• Business Financing
• Commercial/Industrial mortgages

By dealing with our team, you’ll save time while we do the mortgage shopping for you; and you’ll save money as we work with lenders who offer rates not available to the general public and we can often offer exclusive pricing available only through us.


Contact us anytime for a free consultation.

Encouraging & Empowering Financial Possibilities