The general theme in the world of personal finance is fear. I’ve worked in the industry for a long time and more than I can ever remember people are afraid of loss. And, if they’re not afraid of loss, then they’re afraid to make a decision (which is really the same thing because that means they are afraid to do anything for fear they’ll make the wrong choice). EESHK – it’s exasperating. The dark cloud of negativity is hardly conducive to wealth creation – and this is the message we want you to hear this week: that you can learn to make decisions in any market. You can feel secure regardless of the media alerts to the contrary.

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