Have you noticed how life doesn’t stand still, no matter how hard we might wish it would? We go from day to day, month to month and season to season. The days get shorter in the fall and, for some reason, the money seems to get smaller too as there are often more expenses in the fall – at least there are when you are working, and especially if you have any kids or students heading back to school.

It’s easy to get caught up in being busy and to jump from task to task without taking time to reflect and plan. Yet, this is the best time to do that. Why? Because when you are busy, it is the best time to mentally take stock of where you are, where you’re going and what needs to be done along the way. Pick up the phone and make an appointment to review your finances if you need to… the Christmas season and the new year is just around the corner.
And, as you’re doing your reviews, make sure you stay focused on the task at hand and what’s important to you. It is far too easy to get side-tracked because something seems important and necessary at the time, but perhaps really needs to be reviewed. Stay focused on one thing at a time. Make plans and stick to them. Get help and you will be accountable to your results. One thing is for sure, whether you think so or not, you are moving forward -hopefully in the direction you want.